Unique 100% Loan Guarantee underneath the SME Financing Guarantee Scheme
We make prepared to help the application
(Provider Hour: Mon-Fri 9am-6pm)
This site is about:
We have been dedicated to standing alongside you with this time that is difficult. ThatвЂ™s why our company is making complete utilization of our electronic abilities and branch that is extensive to provide just as much help as you possibly can for the application into the Unique 100% Loan Guarantee underneath the SME Financing Guarantee Scheme. This brand brand new financing solution, introduced by HKMC Insurance Limited (HKMCI), is designed to assist SMEs relieve a number of the anxiety of having to pay wages and lease in this tough working environment.
What exactly is this loan?
|Term loan facility as much as HK$5,000,000 1||payment duration as much as five years|
|Fixed monthly instalment quantity||rate of interest 2.75% p.a. 2|
|NO guarantee charge 3||Optional moratorium that is principal|
Who are able to use?
|businesses running and registered in Hong Kong 4||businesses having a business that is valid Certificate||perhaps perhaps maybe Not a detailed company, loan company or even the lenderвЂ™s affiliates||organizations with at the least 30% decrease in product product product product sales return since February 2020 5|
How exactly to use
You’ve got two choices to submit an application for the 100% Guarantee Loan.
choice 1 – Apply via the portal that is onlinethe device is undergoing maitenance, please always always check right right back later on.)
- Step one: Please access the 100% Guarantee Loan on line Application Portal.
- Step two: finish most of the panels where in actuality the portal will prompt the supporting documents needed according to your input.
- Action 3: Upload the documents that are supporting please be aware that one can just upload PDF or succeed files.
- Step four: Submit the program
- Action 5: Upon doing the application that is online the portal will pre-populate the 100% Guarantee Loan application form and supplementary papers. Please down load all of the documents. Should you not install these files, you won’t have the ability to recover them later on and you will be necessary to complete the web application again.
- Action 6: Please printing, deliver and sign all completed types above into the below pointed out Document Collection Points or deliver by post to “Business Loans TeamвЂќ at 8/F, Tower 3, HSBC Centre, 1 Sham Mong path, Kowloon, Hong Kong. Application will simply be prepared whenever all documents that are supporting signed forms have already been received.
- Action 7: Please make sure your bank recorded communication details are up-to-date – application outcome would be notified by post or e-mail.
choice 2 – Apply utilising the form application that is smart
Step one: Please down load and complete all of the under forms*, and save your self all of the types in your neighborhood drive.
Relevant portion of equity interest for Personal Guarantee requirement under the 100% Guarantee Loans is paid off from minimal >70% to >50% as established by HKMCI on 29May2020 with immediate impact.
* Ensure that you have got Adobe Acrobat Reader variation 9.0 or above. To get the many version that is recent please visit www.adobe.com.
Submit an application for Principal Moratorium and / or Loan Tenor Extension (current clients only)
- Step one: Please down load and finish the under kind, and conserve the proper execution in your neighborhood drive.
Application outcome shall be notified by post. Please make fully sure your bank recorded communication target is up-to-date.